Navigating A/B Trusts and Disclaimer Trusts in Estate Planning: A Guide for California Couples For married couples in California aiming to protect their assets and reduce estate taxes, A/B trusts and disclaimer trusts offer two distinct paths in estate planning. Both approaches leverage federal estate tax exemptions, yet they differ significantly in structure, flexibility, and…
Whether you’re a first-time homeowner or you’ve been through the process before, owning a home is a significant milestone that requires careful planning to ensure you’re well-prepared for the future. Below are three key things to consider for safeguarding your home and your loved ones. 1. Update Your Address If you’ve recently moved, it’s crucial…
As a homeowner in California, your property is likely one of your most valuable assets. It represents stability, comfort, and security for you and your family. However, have you considered how you can best protect this asset for the future? Establishing a trust can be an excellent way to ensure your home remains safe and…
Lessons Learned at 40: Wisdom from Clients Turning 40 can feel like a significant milestone. It’s a time when many of us reflect on where we’ve been and where we’re headed. Recently, I asked my clients to share the advice they would give to their 40-year-old selves, and the responses were both enlightening and inspiring….
Why Setting Up a Trust Should Be a Priority: Addressing Common Concerns About Time and Cost with Kaminski Law Group At Kaminski Law Group, we often hear from individuals who know they need to establish a trust but find themselves delaying the process due to two main concerns: time and cost. Life gets busy, and…
Is the Debt of a Decedent Attributed to the Spouse in California? When a loved one passes away, the emotional toll can be overwhelming. Unfortunately, the financial implications can also be significant, particularly when it comes to the debt left behind by the deceased. In California, understanding how a decedent’s debt is attributed to the…
Can You Change Your Beneficiary Designations After Being Served with Divorce Paperwork in California? A Crucial Aspect of Estate Planning Navigating the complexities of divorce can be overwhelming, especially when it intersects with estate planning. One common question that arises during this challenging time is whether you can change your beneficiary designations after being served…
